Loans Information


Loans Information

What is an Unsecured Loan?


An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.

What is a Secured Loan?


A secured loan is simply a loan that uses your home as security against the loan. Secured loans are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit history.

A Brief Look At Various Types of Loans Available


A Brief Look At Loans"Innovative financial packaging" is how it is sometime known. Essentially what this means is that financial institutions look for more and more ways to lend to their customers - after all, charging interest on a debt is the main way that they make their money.

How To Easily Find A Military Loan


Military members the price for serving your country and defending freedom is difficult, fortunately finding the right loan to fit your situation doesn't have to be when you know where to look. Finding a loan provider that understands the pressures and time constraints that many military members are currently going through can be difficult and downright depressing.

Online Loans Made Easy


What will it take for you to get a low interest, low payment loan? The answer to that question could be an online loan from one of the many companies that specializes in granting online loans, or e-loans.Some analysts forecast that as more and more customers expect better interest rates, and as competition for their business intensifies, loan institutions will focus even more on their efforts to lure as many customers as possible to use their services, and online loan institutions are no exception.

How To Save Money On Car Loans


Have you noticed that everyone seems to have a newer car than you? There's good news. You can find a way to upgrade your old clunker to a newer model.

Financial Aid for College Students - Grants


The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000.

Parent Loans or Student Loans - What is Going to be Best for My Child?


Parent Loans or Student Loans - what is going to be best for my child?At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load.

Payday Loans: How They Really Work!


Payday loan companies gives the borrower the amount of the check minus their fee (They get their money up front).Fees charged for payday loans are usually a percentage of the face value of the check or a fee charged per amount borrowed for every $50 or $100 loaned.

8 Point Checklist: Evaluating Online Vendors


Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet.

Top 10 Ways to Avoid Loan Fraud


Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. Below you'll find the top ten ways to avoid becoming a victim yourself.

Cash Advance Payday Loans


The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.

How to Spot and Avoid Predatory Lending


Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.

How to Get a Business Loan in Five Steps


Need funds to startup or expand your business? Follow these steps:A lender looks at a loan request in three sections known as the "three C's". They are:Credit.

Finding a Loan With Bad Credit


No matter what your credit history is the simple fact is that at some point in your life you will need a loan. If you have a few black marks on your credit report and you are feeling that your bad credit will not enable you to qualify for loans, do not feel despair because there are banks that will lend to people in your situation.

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MORE RESOURCES:

Wall Street Journal Blogs

December 22 Is Deadline to Apply for SBA Economic Injury Disaster ...
MarketWatch - Nov 19, 2008
The deadline to file applications for Economic Injury Disaster Loans (EIDLs) is December 22, 2008. Small businesses and small agricultural cooperatives that ...
Allegan, Barry country residents hit by flood eligible for loans MLive.com
Small business loans dwindle The Tennessean
Loans available for September storm damage Columbia Missourian
NJBIZ - Finance and Commerce
all 271 news articles


US Agrees to Buy Student Loans to Ease Borrowing
New York Times, United States - 1 hour ago
By THE NEW YORK TIMES The Education Department announced Thursday that it would buy up to $6.5 billion of federally guaranteed student loans made in the ...
Spellings promotes access to student loans United Press International
all 4 news articles


CNBC

FDIC May Exclude Loans of 30 Days or Less From Debt Insurance
Bloomberg - 2 hours ago
20 (Bloomberg) -- US bank regulators may exclude loans that mature in 30 days or less from a $1.4 trillion debt- insurance program, helping the Federal ...
FDIC’s plan for home loans gains support Financial Times
FDIC Chair: Homeowner Help A Must KQCA, My58.com
UPDATE 2-FDIC head optimistic on TARP funds to modify loans Hemscott
all 60 news articles


RTE.ie

IMF, Nordics pledge $4.6 billion loans to Iceland
The Associated Press - 16 hours ago
HELSINKI, Finland (AP) — Four Nordic countries and the International Monetary Fund on Thursday pledged a combined $4.6 billion (euro3.64 billion) in loans ...
Iceland welcomes loans from IMF, Nordics and Poland (Roundup) Monsters and Critics.com
IMF, Nordic Neighbors Agree Billion-Euro Loans for Iceland Deutsche Welle
FACTBOX-Turkey's follow-up IMF options Forbes
Shropshire Star - guardian.co.uk
all 818 news articles


BBC News

Kerry, Snowe, Schumer Push Sec. Paulson to Purchase Small Business ...
MarketWatch - 11 hours ago
Purchasing pooled government loans would jumpstart SBA lending and free up liquidity for the hundreds of thousands of American small businesses that need ...
BRIEF-US lawmaker urges Treasury to buy, modify distressed loans ... Forbes
Asset relief program chief targets consumer loan market Boston Globe (registration)
Stocks Plunge, Bond Risk Climbs After Paulson Changes Approach Bloomberg
Bangor Daily News - Dallas Morning News
all 438 news articles


Justice Department probing Golden West Financial
Forbes, NY - 7 hours ago
Their bank thrived for decades by specializing in option-ARMs, or what they called Pick-a-Pay loans. These loans have been criticized for driving up the ...
Report: Regulators probing Wachovia BusinessWeek
Report: Feds probe Golden West Bizjournals.com
US probing Golden West lending, sale: prosecutor Reuters
CNNMoney.com - Bloomberg
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Fed loans to financial markets total $559.5 bln latest week
MarketWatch - 6 hours ago
But loans to commercial banks, and primary dealers were not as large. AIG borrowing rose to $87.4 billion in the latest week from $83.6 billion in the prior ...
Banks, investment firms reduce Fed loans The Associated Press
Lending market in slight expansion CNNMoney.com
UPDATE 1-US banks borrow less from Fed in latest week Reuters
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UPDATE 1-Top Portuguese banks seek state-backed loans
Reuters - 8 hours ago
LISBON, Nov 20 (Reuters) - Portugal's three biggest banks, including state-run CGD, said on Thursday they applied for state loan guarantees as part of the ...


The Express Times - LehighValleyLive.com

Boscov’s could benefit from federal funds
Bizjournals.com, NC - 7 hours ago
Plans call for the regional department store to get $35 million in federal loans, secured with help from Pennsylvania. Boscov’s, which is based in Reading, ...
Pa. gov promises bankruptcy exit help for Boscov's The Associated Press
Pa. gov promises bankruptcy exit help for Boscov's Centre Daily Times
Boscov's Bailout CBS 21
The Patriot-News - PennLive.com - WNEP-TV
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The Money Times

FDIC pushes IndyMac model for troubled mortgages
OCRegister, CA - 4 hours ago
Under the FDIC’s program, distressed borrowers can arrange loan modifications with a maximum 31 percent housing-to-income ratio through the use of interest ...
FDIC Bank Takeovers Hurting Home Sales, Builders Report National Association of Home Builders (press release)
CORRECT: Modified mortgages often re-default MarketWatch
Loan Modifications For Banks Could Mask Future Losses CNNMoney.com
Burnet Bulletin - Bristol Press
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